{"id":3064,"date":"2026-02-26T22:13:10","date_gmt":"2026-02-26T22:13:10","guid":{"rendered":"https:\/\/cimafinancialgroup.com\/privacy-policy\/"},"modified":"2026-05-07T16:12:08","modified_gmt":"2026-05-07T16:12:08","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/cimafinancialgroup.com\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3064\" class=\"elementor elementor-3064 elementor-2267\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f26f06 e-flex e-con-boxed e-con e-parent\" data-id=\"2f26f06\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eec2dbe e-con-full e-flex e-con e-child\" data-id=\"eec2dbe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e387bd7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e387bd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19778fc elementor-widget elementor-widget-heading\" data-id=\"19778fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Privacy Policy\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61618f4 elementor-widget elementor-widget-eael-breadcrumbs\" data-id=\"61618f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"eael-breadcrumbs\">\n\t\t\t<div class=\"eael-breadcrumbs__content\"><a href=\"https:\/\/cimafinancialgroup.com\/en\/\">Home<\/a> <span class=\"eael-breadcrumb-separator\">\/<\/span> <span class = \"eael-current\">Page<\/span><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bfaa085 e-flex e-con-boxed e-con e-parent\" data-id=\"bfaa085\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-449db26 elementor-widget elementor-widget-text-editor\" data-id=\"449db26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">Last updated: November 3, 2025<br class=\"wixui-rich-text__text\">Effective date: November 3, 2025<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">CIMA FINANCIAL GROUP (\u201cwe\u201d, \u201cthe Company\u201d) is committed to protecting your privacy and treating your personal data transparently and in accordance with the law. This Privacy Policy describes how we collect, use, share, and protect the personal data you provide to us through our website <a class=\"wixui-rich-text__text\" href=\"https:\/\/www.cimafinancialgroup.com\/\" target=\"_blank\" rel=\"noopener\" data-auto-recognition=\"true\">https:\/\/www.cimafinancialgroup.com<\/a> (the \u201cSite\u201d) and the Infinite Bank Calculator (the \u201cCalculator\u201d). <\/p><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">1. Personal data we collect<\/span><\/h6><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\">a) General Site Data<br class=\"wixui-rich-text__text\">When you browse the Site, we may automatically collect:<br><br><\/p><ul class=\"font_9 wixui-rich-text__text\"><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">IP address<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Browser and device information<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Browsing information (pages visited, time spent on site, etc.)<\/p><\/li><\/ul><p class=\"font_9 wixui-rich-text__text\">b) Calculator Data<br class=\"wixui-rich-text__text\">When using the Infinite Bank Calculator, you may voluntarily provide:<\/p><ul class=\"font_9 wixui-rich-text__text\"><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Full name<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Email<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Telephone or cell number<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Any other data that you choose to enter into the Calculator<\/p><\/li><\/ul><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">2. Purposes of the processing<\/span><\/h6><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\">The data collected is used for:<\/p><ul class=\"font_9 wixui-rich-text__text\"><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Provide the Calculator service and send the requested results.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Contact him if you have any questions or need to follow up on the simulation performed.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Sending information about products and services, provided you have given your consent.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Improve the experience on the Site and in the Calculator through internal analysis and service optimization.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Comply with legal or regulatory obligations related to insurance and financial services.<\/p><\/li><\/ul><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">3. Legal basis for processing<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">Data processing is carried out under the following bases:<\/p><ul class=\"font_9 wixui-rich-text__text\"><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">User consent when using the Calculator or completing forms.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Need to perform a requested service or contract.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Compliance with legal or regulatory obligations.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Legitimate interests of the Company, provided they do not affect the user&#8217;s privacy rights.<\/p><\/li><\/ul><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">4. Cookies and similar technologies<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">The Site may use technical and functional cookies necessary for its proper functioning. These cookies allow us to maintain user preferences and optimize browsing.<br class=\"wixui-rich-text__text\">You can configure your browser to block or delete cookies, although this may affect the Site&#8217;s functionality. <\/p><p class=\"font_9 wixui-rich-text__text\"> <\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">5. Data sharing<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">We do not sell or share your personal data with third-party commercial purposes. We may share information with: <\/p><ul class=\"font_9 wixui-rich-text__text\"><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Service providers acting on behalf of the Company (e.g., hosting, email and technical support services), with an obligation of confidentiality.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Legal or regulatory authorities when required by law.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">In the event of a merger or sale of the company, prior notice regarding the transfer of data will be given.<\/p><\/li><\/ul><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">6. Data retention<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">The data is retained only as long as necessary for the purposes mentioned, to comply with legal obligations, or to resolve liabilities. Once this period has expired, the data is deleted or anonymized. <\/p><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">7. Data Security<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">We implement technical and organizational measures to protect your personal data, including SSL\/TLS encryption, restricted access control, secure backups, and internal data handling policies. However, no internet transmission or digital storage is completely secure, so we cannot guarantee absolute security. <\/p><p class=\"font_9 wixui-rich-text__text\"> <\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">8. User Rights<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">Depending on the state in the United States where you reside, you may have rights such as:<\/p><ul class=\"font_9 wixui-rich-text__text\"><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Access your personal data.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Correct inaccurate or incomplete data.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Request the deletion of your data (where applicable).<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">To object to or limit the processing of your data.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">Revoke the consent given.<\/p><\/li><li class=\"wixui-rich-text__text\"><p class=\"font_9 wixui-rich-text__text\">File complaints with the competent authorities.<\/p><\/li><\/ul><p class=\"font_9 wixui-rich-text__text\">To exercise your rights, please contact us using the methods indicated in the \u201cContact\u201d section.<\/p><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">9. Processing of data of minors<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">The Site and the Calculator are not directed at children under 13 years of age. We do not knowingly collect data from children without parental consent. If we identify data from children, we will delete it immediately.  <\/p><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">10. International data transfers<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">If your data is transferred outside of the United States, we will apply appropriate safeguards to ensure a sufficient level of protection in accordance with applicable law.<\/p><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">11. Changes to this Policy<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">We may update this Policy at any time. Changes will be posted on this page along with the date of the update. We recommend that you review it periodically.  <\/p><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">12. Contact<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">If you have questions or wish to exercise your rights, please contact us:<br class=\"wixui-rich-text__text\">Email: <a class=\"wixui-rich-text__text\" href=\"mailto:mariale@cimafinancialgroup.com\" target=\"_self\">mariale@cimafinancialgroup.com<\/a><br class=\"wixui-rich-text__text\">Mailing Address: Winter Haven, FL 33880, United States<br class=\"wixui-rich-text__text\">Telephone: (321) 310-2830<\/p><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><h6 class=\"font_6 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">13. International scope and applicable law<\/span><\/h6><p class=\"font_9 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">\u200b<\/span><\/p><p class=\"font_9 wixui-rich-text__text\">Esta Pol\u00edtica se encuentra regida por las leyes del estado de Florida y las leyes federales de Estados Unidos. En caso de conflicto entre esta Pol\u00edtica y una disposici\u00f3n legal imperativa aplicable, prevalecer\u00e1 lo que exija la ley. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Home \/ Last updated: November 3, 2025Effective date: November 3, 2025 CIMA FINANCIAL GROUP (\u201cwe\u201d, \u201cthe Company\u201d) is committed to protecting your privacy and treating your personal data transparently and in accordance with the law. This Privacy Policy describes how we collect, use, share, and protect the personal data you provide to us [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_eb_attr":"","site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"class_list":["post-3064","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cimafinancialgroup.com\/en\/wp-json\/wp\/v2\/pages\/3064","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cimafinancialgroup.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cimafinancialgroup.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cimafinancialgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cimafinancialgroup.com\/en\/wp-json\/wp\/v2\/comments?post=3064"}],"version-history":[{"count":1,"href":"https:\/\/cimafinancialgroup.com\/en\/wp-json\/wp\/v2\/pages\/3064\/revisions"}],"predecessor-version":[{"id":3065,"href":"https:\/\/cimafinancialgroup.com\/en\/wp-json\/wp\/v2\/pages\/3064\/revisions\/3065"}],"wp:attachment":[{"href":"https:\/\/cimafinancialgroup.com\/en\/wp-json\/wp\/v2\/media?parent=3064"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}